Buying vs. Leasing a Subaru

Buying vs. Leasing a Subaru - Which Option is Best For Me?

Shopping for a new Subaru can be an exciting experience, but when it comes time to finding the best way to finance your new sedan or SUV, it may seem like a confusing process. Fortunately, the finance staff at West Houston Subaru located at 17109 Katy Fwy in Houston, TX are available to answer any questions that you may have about financing or leasing a new or pre-owned Subaru vehicle. One common question that our finance team can help with is choosing between buying or leasing your next vehicle. To help you with your decision, we will discuss the pros and cons of each financing option so you can make the best decision for your financial situation: 

West Houston Subaru

17109 Katy Fwy
Directions Houston, TX 77094

  • Sales: 855-402-9901
  • Service: 281-398-3300
  • Parts: 855-402-9904
When is Buying a Vehicle the Right Option for You?

When you buy your vehicle with a loan, you're actually purchasing the car. It becomes yours, and you'll own it for as long as you want, so long as you pay off the loan. Our customers in Houston and Katy might find that there are some good reasons to go that route. They also might find, however, that there are some definite cons. A car loan often comes with a larger monthly payment. A bigger down payment can lower it, but you'll generally be paying more month-by-month than you would with a lease.

When your vehicle loan is paid off, you won't have any payment at all. You can enjoy years of payment-free driving, as long as you keep up with routine vehicle maintenance. You have the freedom to do whatever you want with your car, which means that you could sell it, trade it in at a dealership when you want something new, or keep your vehicle for as long as possible. There's no restrictions to how you use it.

When is Leasing a Vehicle the Right Option for You?

When you lease a vehicle, you're essentially agreeing to rent it for several years. This means there are more restrictions on what you can do, but also that you're entering into a shorter commitment with unique perks of its own. Here's what you can expect from a lease agreement. Lease agreements often have lower monthly payments compared to loans, even if you aren't able to provide a significant amount for a down payment. Because of this, you'll often find a leased vehicle to be more affordable on a monthly basis. 

Leased vehicles often come with thorough warranties that can cover much of the essential maintenance that vehicles often need, which can save you money throughout your lease. You have to give a leased car back at the end of the lease. This means you'll continue having car payments, since you'll need to buy or lease another vehicle after the lease expires. Leases vehicles often come with restrictions, including annual mileage caps. You'll need to keep your vehicle in good shape. If you violate the restrictions of your lease, you could be charged extra fees at the end of your lease term.

Visit Our Finance Center Today! 

Our finance staff at West Houston Subaru is available to answer any questions that you may have about buying or leasing a Subaru in Houston, TX. Stop by our dealership for more information, or contact us today by filling out the form below! 

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  1. West Houston Subaru

    17109 Katy Fwy
    Houston, TX 77094

    • Sales: 855-402-9901
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  • Monday9:00am - 8:00pm
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